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| EPF stands for Employee Provident Fund Not Elite Penguin Force (I found this logo is from a WII game) |
I guess every knows that EPF holds our hard earn money that we are "forced" to contribute each month. Ever wonder what are the stocks the EPF fund managers are holding to give the more than fixed deposit rate dividend unfailingly each year?
Last year 2011, EPF distributed 6% of dividends back to us. Well, 6% can be very little to some people especially those that dabble in stocks, property, forex trading, option trading & etc. (But at least it is better than nothing, and EPF have NOT YET FAIL to deliver the dividend back to us). I read somewhere that by law, EPF is only require to a minimum dividend of 2.5% each year.(My assumption is that EPF makes money during that year. Correct me if I am wrong, so far I think EPF never lost money before since its inception!! :D)
Nevertheless, you can also use your EPF to invest in Mutual funds.
Here are some of my earlier write-ups if you want to know more:
Public Mutual Fund List
CIMB Wealth Advisor
Historical EPF Dividend Table
Year
|
Per Annum
|
| 1952 - 1959 |
2.50
|
| 1960 - 1962 |
4.00
|
| 1963 |
5.00
|
| 1964 |
5.25
|
| 1965 - 1967 |
5.50
|
| 1968 - 1970 |
5.75
|
| 1971 |
5.80
|
| 1972 - 1973 |
5.85
|
| 1974 - 1975 |
6.60
|
| 1976 - 1978 |
7.00
|
| 1979 |
7.25
|
| 1980 - 1982 |
8.00
|
| 1983 - 1987 |
8.50
|
| 1988 - 1994 |
8.00
|
| 1995 |
7.50
|
| 1996 |
7.70
|
| 1997 - 1998 |
6.70
|
| 1999 |
6.84
|
| 2000 |
6.00
|
| 2001 |
5.00
|
| 2002 |
4.25
|
| 2003 |
4.50
|
| 2004 |
4.75
|
| 2005 |
5.00
|
| 2006 |
5.15
|
| 2007 |
5.80
|
| 2008 |
4.50
|
| 2009 |
5.65
|
| 2010 |
5.80
|
| 2011 | 6.00 |
|
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