Happy Chinese New Year 2012. Gong Xi Fa Chai.
And Happy Chinese New Year To You Too!
1 week ago
Earn RM134 EVERY MONTH for the RM5,000 invested in the form of dividends. Wow..it means RM134 x 12 = RM1,608. This is a 32% guaranteed return per year!! (I wished my investment returns is that high)
You can even borrow money to invest where you get RM50 per month instead of RM134.
So go and buy buy buy!!!
Better than any hedge fund or any gold scams that promises to give like 2% per month (24% per annum))
Launch date is 12 Jan 2012.
Participating banks: Maybank, CIMB, RHB, and Bank Simpanan National.
When to RUSH to the banks to invest: 30 Jan 2012 --> I bet a lot of people will queue up at the banks a few day before.
What is it all about??
Skim Amanah Rakyat 1Malaysia (SARA 1Malaysia) is a special Scheme initiated by the Government of Malaysia aimed at promoting the participation of the low-income group to save and invest; apart from to assist them in managing the impact of the rising current cost of living. (lowering income tax for middle income would be beneficial too T.T)
The Scheme will be implemented in collaboration with Permodalan Nasional Berhad (PNB) and selected financial institutions.
Through this Scheme, eligible Malaysians will have the opportunity to apply for a RM5,000 loan from participating financial institution to invest in Amanah Saham 1Malaysia (AS 1Malaysia)Imanaged by Amanah Saham Nasional Berhad (ASNB)*, and will receive attractive incentive payments on their savings and investments.
*ASNB is a wholly-owned subsidiary of PNB responsible for managing the AS 1Malaysia unit trust fund.
SPECIAL FEATURES OF THE SCHEME
A total of RM500 million funding is offered to 100,000 households. Allocation is based on first-come-first-served basis. Application is opened for a duration of one year from the date the application is opened to the public or upon full subscription, whichever is earlier.
The distribution of funds is opened to all Malaysians based on the allocation of Amanah Saham 1Malaysia (AS 1Malaysia)I, i.e. Bumiputera – 50%; Chinese – 30%; Indian – 15%; Others – 5%.
Through this Scheme, monthly incentives shall be paid to the participants in the form of additional AS 1Malaysia units.
Participants need to pay only minimum monthly payments for 5 years.
What are the eligibility criteria to apply for this Scheme?
| a. | Application is open to all Malaysians aged between 18 and 58 years old; |
| b. | Applicants must have a combined gross household income of between RM500 and RM3,000; |
| c. | Applicants must not be declared bankrupt at the point of application and throughout their participation in the Scheme; |
| d. | Applicants must not be a participant or beneficiary of any ASNB-related government programme such as "ASW2020-Bandar", "Program Pembangunan Rakyat Termiskin" and "ASB Sejahtera"; |
| e. | Applicants do not have any investments in ASNB unit trust products OR if there is, applicants and/or spouse(s) (household) have a combined aggregate investment of less than RM10,000 in all ASNB products. |
Main Documents
- Application form to participate in Skim Amanah Rakyat 1Malaysia (BPPSARA1M)
- Loan Form from the participating financial institutions
- Registration form of Unit Amanah Akaun Dewasa ASNB P1
- Additional Investment Form ASNB 21
- Redemption Form ASNB 31
- Investment Book Renewal Form BS3
- Risk Disclosure Statement (RDS)
Supporting Documents
- Original and 2 copies of Mykad of applicants
- Original and 1 copy of Mykad of spouses (if applicable)
- Certified Income document
- For applicants and/or spouses, please provide original and copies of the latest three months' Pay Slips or Bank Statements.
- For applicants who do not have Pay Slip or Bank Statement, the income declaration stated in BPPSARA1M Part C will be applicable.
* BPPSARA1M MUST be signed before a WITNESS - either the Employer/Penghulu/Official at the Department of Orang Asli Development/Government Official in a Managerial Position /Member of State Legislative Assembly/ Member of Parliament
- Participation will be disqualified in the event of:
- The participant misses three consecutive monthly payments;
- The participant provided false information during application;
- The participant is declared a bankrupt; or
- The participant dies.
Found this branch office of Bestino Group aka Bestino Golden House during my travels. (Can you guess where?? lol) Its directors have been charged under Section 4(1) of Anti-Money Laundering and Anti-Terrorism Financing Act.
The company is still active??!! The signage is still hanging up on a shop lot.
So far still no news on whether the unfortunate greedy investors got back their money from Bestino since now the news of the charges have been in the major newspapers.
Hai!
nama saya adalah peguam John Blaskey. Saya seorang pengamal undang-undang, dari London , United Kingdom Lima
Semua usaha saya untuk mengesan ahli-ahli keluarganya telah dibuktikan gagal kerana dia tidak menulis AKAN (bukti) sebelum kematiannya.
Undang-undang warisan British membenarkan mana-mana Bank untuk merampas dana si mati, memetikan dana yang tinggal tidak dituntut bagi sepanjang tempoh 19 bulan selepas kematian pemilik akaun. Walau bagaimanapun, Bank telah mengarahkan saya untuk menyediakan Waris kepada pelanggan lewat saya, supaya dana itu akan dilepaskan kepada orang yang tetapi saya tidak digalakkan mana-mana orang sebagai Waris yang. Ini adalah sebab mengapa saya telah dihubungi anda, supaya i di sisi undang-undang akan mengesyorkan anda sebagai waris kerana anda menanggung nama keluarga yang sama dengan pelanggan saya telah meninggal dunia.
mengikut undang-undang warisan british, adalah menjadi tanggungjawab peguam untuk menentukan Waris dan saya wakil si mati. Oleh itu, Saya mempunyai hak undang-undang untuk mengesyorkan anda sebagai waris dan bank akan melepaskan dana kepada anda.
Saya mempunyai semua dokumen-dokumen undang-undang untuk menyelesaikan tuntutan ini berjaya, dengan selamat tanpa sebarang masalah dengan Kerajaan British dan di negara anda. Urus niaga ini adalah risiko 100% percuma. Saya akan membimbing dan mengarahkan anda apa yang perlu dilakukan pada bila-bila masa dan apabila dana dipindahkan dalam akaun anda, Saya akan melakukan perjalanan untuk bertemu dengan kamu di negara anda, supaya kita akan berkongsi dana dalam kadar 40% untuk anda, 40% untuk saya dan 20% akan didermakan kepada mana-mana Pertubuhan Kebajikan di negara anda.
Ini tuntutan pusaka akan selesai di sisi undang-undang, dalam tempoh lima
Jika anda berminat untuk bekerja dengan saya, kembali kepada saya dengan maklumat di bawah:
Nama penuh anda:
Mudah alih atau nombor telefon bimbit anda:
Anda telefon (Pejabat dan Rumah) nombor:
Anda Nombor faks:
Anda pendudukan:
Anda umur:
Anda kewarganegaraan:
NOTA: i tidak bertutur dalam bahasa Melayu, i diterjemahkan ke Bahasa Malay, tetapi saya fikir bahawa ia tidak mencukupi cukup? atau ia difahami? jika anda boleh menulis dalam Bahasa Inggeris, maka jawapan saya dalam bahasa Inggeris tetapi jika anda tidak boleh menulis Bahasa Inggeris maka kita boleh berkomunikasi dalam bahasa Melayu.
Saya tidak sabar-sabar lagi untuk membalas segera anda.
Yang ikhlas,
Peguam John Blaskey
I "Managed" to invest in Amanah Saham Malaysia during a time where not many people were that interested to buy in. (~ April 2009) It was a short queue at the bank and to my surprise, I managed to open an account and buy into a investment that guarantees me a ~6-8% dividends per annum (I want to park some spare cash & just don't bother about it for years ) from the Malaysian government. Luckily, there were no cases of system hang, system down at the banks.
Amanah Saham Malaysia begun offering a 2nd round investment/subscription for the public around July 2009 due to the HOT demand (I thought that government was running out of money, there were a series of new funds and government sukuks). That is when all hell broke lose when the majority of people realized that with a weakening economy background, Amanah Saham is the best and safest bet to park their money.
Nevertheless, after 2 years of investing in this fund, I decided to update my passbook. I have no idea how much is my total investment after the dividends. (I am lazy to calculate it mysel) So i decided to look where and how to update my passbook . I just want to know the process. (Engineer trait..lol)
At first, I thought I could view it online using CIMBClicks once I entered my details. There are a few online agents for Amanah Saham National, namely Maybank2u, CIMBClicks, AffinOnline.
 | - Main Counter & ASNB Offices - ASNB Agents (CIMB/RHB/MBB/POS) |
 | - Main Counter & ASNB Offices - ASNB Agents (CIMB/RHB/MBB/POS) |
 | - Main Counter & ASNB Offices - ASNB Agents (CIMB/RHB/MBB/POS) |
But after reading the FAQ for CIMBClicks, I found out that you can only use it to BUY new funds.
And being a Chinese, this statement below is NOT applicable to me since I saw this reply at CIMBClick's website.
| 1. | Where can I subscribe for my additional ASNB investment? | ||||||||
| You can perform additional ASNB investments via CIMB Clicks, any CIMB Bank branches, ASNB offices and ASNB agents. Additional investment through CIMB Clicks only available for ASNB Fixed Price Fund* (ASB, ASW 2020, ASD, ASM & AS 1 MALAYSIA). *Subscriptions of funds are subject to funds availability. Note : ASM, ASD & ASW are fully subscribed, AS1M for Chinese allocation is fully subscribed while ASB is available for Bumiputeras only. So I thought since we can go online to subscribe ASNB investment, there must be a way to view my total investment in Amanah Saham Malaysia. To my disappointment, the answer is there is NO way to do viewing online. T.T
|
Resolution for 2011
2. Lose a few more kilos to achieve my ideal weight. In the same time, try to lower my cholestrol levels to NORMAL levels. (5 Kilos more off to lose for 2011 is good number). Take care of health in a better way.
So number 2 for year 2011 was not achieved as my cholesterol levels continue to rise T.T
What I Achieved In 2011
1. Completed buying a couple of properties this year. Buying property can be a very long, tedious and time consuming. Just need to keep on signing, signing & signing. All the paperwork. Next year is certainly going to be a challenging year for property sector.
2. Did technical presentations in 2 well known conferences in my field of expertise. It was nerve racking actually but according many feedback given by my colleague & friends, I was doing a pretty good job. I was very pleasantly surprised as I thought I can do better as I did not have time to really rehearse or practice. Just spontaneous and impromptu & implusive. LOL.
3. Met a celebrity while I was holidaying in Sabah. She is the talented up-coming singer, Brenda Londoh. I like Sabah's beaches alot besides its friendly people.
Resolution for 2012
1. Need to lose some weight and led a healthy lifestyle. Something that i did not achieved in 2011. I think probably my lack of discipline.
2. Get up an running my personal project. This is something I want to try as I am naturally incline to build something up from scratch. I guess I like the learning process and challenge to reach my target goals. I am doing something that I like to do. I guess procrastination here is my number 1 enemy.
3. Widen my circle of friends by spending some time to attend social gathering and activities. 2011 was just too busy for me because of my work, etc.
Anyway, looking forward for a good year 2012, and I hope I can reach my goals. And hopefully 2012, is not the end of the world..LOL like what many people believe . (Something I DON'T believe at ALL) :P
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