DJIA always swing up and down with 3 digit moves lately. Kinda painful if you are a trend follower and your risk tolerance is low.
Local banks are hungry for new cash deposits from customer by offering special promotions on the interest rate earned. The banks tries to hoard as much as cash flow into their own pocket?!
During the bull run, I never saw a single bank that promotes fixed deposits instruments heavily. They concentrated heavily on their own mutual funds which conveniently date their performance/return historically back from 2001 which was the bottom during the last bear market.
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